We are very serious about helping your business succeed in every way possible. We ensure that you are covered against all eventualities, so that even if worse comes to worst – you won’t need to worry about anything.

Important conditions

  1. Theft must be accompanied by violent entry or exit.

  2. All electronic equipment must be fitted with a power surge and lightning protector.

  3. The burglar alarm must be activated and fully armed when the premises is unoccupied. It must be maintained on a regular basis and in working order.

  4. Average applies to the following sections: Fire, Buildings Combined, Office Contents and Glass. It is important to ensure that the sums insured are of current replacement/rebuilding value/cost.

  5. Should you have a tracking device in your vehicle/s it is important to ensure that it is in good working order. Batteries deteriorate over time and not all tracking companies advise when the system is no longer working.


We deliver personal service at the highest level with sound technical and risk-management advice.